Qredits currently has around 100 employees and works with more than 600 volunteer mentors/coaches. Qredits' loan officers are assigned to specific geographical areas and visit and screen loan applicants at home or at their place of business. The loan assessment process is personal and tailored to the customer's needs, a necessary aspect for a target group that cannot be assessed through standardized methods and criteria.
Thanks to Qredits’ risk score model many customers can now opt for a distant-screening through video conference and quick disbursement so they can get started immediately.