Qredits currently has around 60 employees and works with more than 600 volunteer mentors/coaches. Qredits' loan officers are assigned to specific geographical areas and visit and assess loan applicants at home or at their place of business. The loan assessment process is personal and tailored to the customer's needs, a necessary aspect for a target group that cannot be assessed through standardized methods and criteria.
The Qredits organization is led by the managing director and the commercial director. Each one is responsible for several of the departments in the organization and together they form the Executive Board of the foundation.
The Supervisory Board (SB) of Qredits is made up of external advisors. They oversee the executive board and meet every quarter.
The highly sophisticated IT support system is implemented in several phases of the process thus ensuring a sustainable approach.
Qredits is a private foundation started on 1 January 2009 by a group of public and private partners. It is the only nationally operating Microfinance Institution in The Netherlands.
If they have a good plan, we want to help them succeed. We offer loans up to €250,000, mentoring and online training tools.
Qredits’ vision is to build a strong and independent entrepreneurship culture in the Netherlands by providing financing, mentoring and tools for micro-entrepreneurs in the Netherlands that have a viable business plan, yet are unable to obtain credit facilities from conventional lending institutions.