Vision & Mission

Vision & Mission

Qredits is a private foundation started on 1 January 2009 by a group of public and private partners.  It is the only nationally operating Microfinance Institution in The Netherlands.

Qredits' vision is to build a strong and independent entrepreneurship culture in the Netherlands by providing financing, mentoring and tools for micro-entrepreneurs that have a viable business plan, yet are unable to obtain credit facilities from conventional lending institutions.

Our mission is to:

  • Stimulate new business start-up
  • Help (starting) entrepreneurs make an informed choice for entrepreneurship
  • Increase opportunities & survival rate of (new) businesses
  • Provide opportunities for entrepreneurs to become financially/economically independent
  • Bridge the gap for (starting) entrepreneurs to grow into the mainstream financial sector.

Qredits wants to realise this mission by providing:

  • Financing
    • Microcredit loans up to €50,000
    • SME loans from €50,000 - €250,000
    • Flexible credit (revolving loan facility) up to €25,000
    • Subordinate loans from €100,000 - €250,00
  • Mentoring before or after start-up, with or without a loan
  • E-learning courses and other business development tools

Current partners

Current partners are: ABN Amro, BNG, ING, Rabobank, a syndicate of insurance companies, the Ministry of Economic Affairs and the European Investment Bank. Qredits is a non-profit organisation with ANBI classification (national recognition for contributing to the common good).

Vision & Mission