Qredits approach is different
- Personally tailored service
- Onsite screening at entrepreneur's home or place of business
- Innovative IT systems
- Short processing times
- Cooperation with commercial banks – Win-Win situation
- Monthly automatic withdrawal of interest and loan principal payments
- Flexibility in loan pay-off
- Start-up businesses are supported by a mentor
'Qredits is like an incubator for traditional banking customers'
Different aspects of the Qredits model are now available for other MFI initiatives. Our model and tools provide you with an efficient and professional method to offer microfinance to your own target group.
Setting up a Qredits franchise in your country
To see if setting up a Qredits branch office in your country is possible we follow this course of action:
- Phase 1: Exploratory visit to identify opportunities. We feel it is very important that either government or a bank participates in this joint venture.
- Phase 2: Design a business case
- Phase 3: Sign a Letter of Intent
- Phase 4: Set-up new organization using Qredits methodology:
- IT Systems
- Organizational model
- Acceptance Policy
- Brand name
In the Netherlands Qredits has experience in screening, administration and management of business loans.
The lending process will take place in accordance with the Qredits work method and consists of several standard phases. The entire credit process is supported by Qredits workflow management system and loan administration system.
The highly sophisticated IT support system is implemented in several phases of the process thus ensuring a sustainable approach.
For more information, please contact Evelyne Oprel.