In today's market entrepreneurs find it increasingly difficult to obtain the right loan for the start or expansion of their business. Qredits has developed a number of different loan products to meet these needs.
Credit offerings
Qredits loan products range from a low microcredit loans to larger subordinate loans with flexible credit as a nice alterative.Microcredit
Up to € 50,000
In the Netherlands microcredit is considered any loan under €50,000.
- For starting/existing entrepreneurs
- Up to € 50,000
- Interest 9.95%
- Loan term 1-10 years
- Accelerated repayments possible
- One free e-learning of choice
- Optional: 1 year of mentoring
SME-loan
From € 50,000 - € 250,000
SME-loans are for larger businesses be it a start-up or expansion.
- For starting/existing entrepreneurs
- Up to € 250,000
- Interest from 9.95%
- Loan term 1-10 years
- Accelerated repayments possible
- Eligible for partial loan guarantee
- One free e-learning of choice
- Optional: 1 year of mentoring
Mortgage-loan
From € 50,000 - € 250,000
This loan can only be used to finance a business location.
- To finance mortgage of business location
- Up to € 250,000
- Interest from 7.95%
- Loan term 1-20 years
- Linair or annuity loan
- Accelerated repayments possible
- One free e-learning of choice
- Optional: 1 year of mentoring
Flexible Credit
up to €25,000
This flexible loan was developed to meet the need for working capital.
- For existing entrepreneurs
- Up to € 25,000
- Monthly interest 1,2%
- Duration until notice is given
- Flexible withdrawals & repayments