Financing Products

Financing Products

Building a business generally requires investments, be it for the remodel of  a property, buying inventory or equipment or taking over another business.

In today's market entrepreneurs find it increasingly difficult to obtain the right loan for the start or expansion of their business. Qredits has developed a number of different loan products to meet these needs.

Credit offerings

Qredits loan products range from a low microcredit loans to larger subordinate loans with flexible credit as a nice alterative.

Microcredit

Up to € 50,000

In the Netherlands microcredit is considered any loan under €50,000.

  • For starting/existing entrepreneurs
  • Up to € 50,000
  • Interest 9.75%
  • Loan term 1-10 years
  • Accelerated repayments possible
  • One free e-learning of choice
  • Optional: 1 year of mentoring

SME-loan

From € 50,000 - € 250,000

 SME-loans are for larger businesses be it a start-up or expansion.

  • For starting/existing entrepreneurs
  • Up to € 250,000
  • Interest from 8.75%
  • Loan term 1-10 years
  • Accelerated repayments possible
  • Eligible for partial loan guarantee
  • One free e-learning of choice
  • Optional: 1 year of mentoring

Mortgage-loan

From € 50,000 - € 250,000

 This loan can only be used to finance a business location.

  • To finance mortgage of business location
  • Up to € 250,000
  • Interest from 7.75%
  • Loan term 1-20 years
  • Linair or annuity loan
  • Accelerated repayments possible
  • One free e-learning of choice
  • Optional: 1 year of mentoring

Flexible Credit

up to €25,000

 This flexible loan was developed to meet the need for working capital.

  • For existing entrepreneurs
  • Up to € 25,000
  • Monthly interest 1%
  • Duration until notice is given
  • Flexible withdrawals & repayments

Subordinate Loan

from € 100,000 - € 250,000

The subordinate loan helps improve the equity position of entrepreneurs. It can only be issued in combination with another loan and requires a light due diligence by a registered accountant.

  • For existing entrepreneurs or business take-over
  • From €100,000 to € 250,000
  • Interest 10,75%
  • Term up to 10 years
Financing Products